ARIL shall strive to ensure that the various services offered shall be on par with the international accepted standards and practices of the business. Most importantly, the operation of ARIL is strictly based on the practices and requirements of the Shariah as determined by its Shariah Supervisory Council.

ARIL is principally engaged in the family and general retakaful businesses. The basic concept of retakaful is the provision of reinsurance in company with Islamic principles.